Queues form outside struggling UK bank; calm urged

Saturday, September 15, 2007

Nervous savers have re-formed queues this morning outside many branches of Northern Rock, after the £2.68 billion bank took an emergency loan from the Bank of England, the UK central bank.

Shares in the bank had dropped 25% by lunchtime yesterday in London – and stood nearly 60% lower from their high of February – after the Bank of England acted in its capacity as “lender of last resort” to provide Northern Rock with short-term financing to enable it to continue operations.

The Bank of England hasn’t acted as lender of last resort since 1973, when the collapse of Cedar Holdings – a pioneer of second mortgages to UK home-owners – threatened a crisis in the country’s banking industry.

Northern Rock has been hit hard since June this year by the turmoil in world credit markets. Although only 0.24% of its assets are exposed to subprime US housing debt, the bank’s business model saw it grow its loan book by 43% in the first six months of this year. Rather than lending money deposited with it by savers, Northern has borrowed aggressively in the short-term capital markets.

“Northern Rock is not a reckless lender,” said Angela Knight, head of the British Bankers Association on national radio this morning. Urging the bank’s savers not to withdraw their money in panic, “the mortgage lending it does well and it does in a high quality, high calibre way,” she added.

But savers queuing to withdraw their money from Northern Rock today said they were “horrified” by the Bank of England needing to step in.

“I am going to take out the lot, every penny,” said one Northern Rock saver to Bloomberg as he queued outside the bank’s West End branch in London.

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School bus crash kills one student in Georgia, US

Monday, October 4, 2010

A school bus, with fourteen students from the Temple High School aboard, crashed in Georgia, United States, earlier today on Georgia State Route 113 going southbound, killing one student and leaving a dozen more injured. It is reported that at the time of the crash there was a trainee driving the bus.

According to the Carroll County Schools Superintendent, one student was killed and a dozen others were in need of medical care after the bus rolled over. A spokesman for the mayor and a highway patrolman also confirmed that a student died. The student has been identified as James Rashawn Walker of Temple, Georgia. It is reported that the bus was heading southbound on the highway when the driver lost control and drove into a ditch, which caused the bus to turn over.

Witnesses reported the bus flipped multiple times before coming to a halt. According to a witness, Ben Cole, a lot of the students were crying and in pain. The six injured were taken to the Tanner Medical Center and the Higgins Hospital, among them was the 45-year-old female bus driver. The Carrol County Sheriff’s Department are advising concerned parents to gather at Temple High School.

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Natural Alternatives To Rawhide Bones

byadmin

Dog treats and chews come in diverse sizes, shapes, and types. Some are easy to chew; others challenge your dog. Rawhide bones are a common staple of many dog owners. However, there are natural alternatives to rawhide bones that will satisfy the chewing urges of the toughest dog critic.

Talking AlternativesWhen looking at “natural” dog chews and treats, be sure to have a definition clearly in mind. Remember, just because it says so on the package does not make it true. For some companies, natural may include several chemicals or ingredients with lengthy and unpronounceable names. Several of them they list as preservatives – as good an excuse as many.

[youtube]http://www.youtube.com/watch?v=PztO-OvzRyg[/youtube]

While it is possible to weed through the terminology and get lost in what chemicals and other ingredients are safe, sometimes the best approach is to look for simple. When looking at the available natural alternatives to rawhide bones, look at those that feature the least ingredients. Consider the small sample provided below:

  • Antlers – Deer and elk shed them. Your pet may enjoy them. These are tough chews but may be too tough or too sharp for some pets
  • Sweet potatoes – Some dogs love; others reject. Check to see which category your canine falls into
  • Bones – Dog lovers are in 3 camps about bones.

    * Those who never feed their dogs bones – too dangerous* Those who argue raw bones are best* Those who believe basted bones are better – easier to digest

In all cases, the right types of bones (large-animal) do provide a challenge and enormous pleasure to canines of all sizes

  • Animal Skins – Some companies take the skin of a pig or other animal, bake it and make it into a chewable, edible and highly digestive product

Natural Alternatives To Rawhide Bones

There are many natural alternatives to rawhide bones. Go online. Do the research and purchase something healthy your dog can chew with relish.

Owsley Stanley, icon of 1960s counterculture, dies at 76

Thursday, March 17, 2011

Owsley Stanley, mass-producer of LSD, the drug underlying much of the culture of the 1960s California hippie era, died Sunday in a car accident in Australia at the age of 76, his family announced on Tuesday.

According to The New York Times, “Mr. Stanley lent the ’60s a great deal of its color — like White Lightning, Monterey Purple and Blue Cheer, the varieties of his LSD that were among the most popular.”

Stanley, a talented, self-taught chemist who was known for the purity of his LSD, supplied the drug to such music groups as the Grateful Dead, the Beatles, and Jimi Hendrix, and provided the acid for Ken Kesey and his Merry Pranksters, whose antics were recorded by Tom Wolfe in the The Electric Kool-Aid Acid Test. The Rolling Stones once called his acid “the best LSD in the world … the genuine Owsley.”

He was also an early sound engineer and designed the high-fidelity sound system for the live rock concerts of the Grateful Dead, known as the “wall of sound”. It was essentially a massive public address system made up of 600 speakers that enabled musicians to mix their sound from the stage and reduce distortion. His recordings of Grateful Dead live performances, some having been commercially released, are valued as a documentary of their early music.

Sam Cutler, formerly the tour manager of the Rolling Stones, said of Stanley: “He was a very sophisticated man, an amalgam of scientist and engineer, chemist and artist.”

I remember the first time I took acid and walked outside, and the cars were kissing the parking meters

Stanley was born in Kentucky and studied engineering briefly at the University of Virginia before dropping out and joining the Air Force. In 1958, he moved to California and worked at a wide variety of jobs, before enrolling at the UC at Berkeley in 1963, at a time when drug use was pervasive. He got his first taste of LSD in April 1964 which transformed him. “I remember the first time I took acid and walked outside, and the cars were kissing the parking meters,” he said in an interview with the Rolling Stone Magazine in 2007.

Deciding to provide his own LSD to ensure its quality, Stanley created his own lab to produce it. According to The Washington Post, “Working at first from a makeshift bathroom laboratory in Berkeley, Mr. Stanley produced at least 1 million doses of LSD between 1965 and 1967.” His LSD was widely distributed. The lab was raided and he spent two years in prison.

Stanley moved to Australia in the 1980s when he become convinced the Northern Hemisphere would be destroyed in the coming of a new ice age. He lived in the Australian bush near Cairns, Queensland.

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Severe sandstorm strikes Beijing, China

Sunday, March 21, 2010

A severe sandstorm has struck north-west China over the past few weeks, reaching Beijing on Saturday morning. The sandstorm, which covered homes, streets, and cars in dust, has left the sky a murky yellow. The air quality was rated as level five. Beijing’s Weather Bureau issued a warning for the sandstorm, and advised citizens to stay in their homes until it passes. As much as 1500 micrograms per cubic meter of dust were reported to be airborne.

Beijing has experienced unusually cold weather this year, with temperatures below freezing at night, even after the start of spring. The sandstorm is affecting more than 50 million people, and forecasters do not see signs of it stopping soon. The desertification of the western China and the Mongolian steppes has made the annual spring sandstorm become worse in the recent years, reaching countries such as South Korea and Japan. The sandstorm has turned the rain and snow yellow.

The storm also impacted Xinjiang, Inner Mongolia, Shanxi, Shaanxi, and Hebei for a total of 270 million people over an area of 1.8 million square kilometers. It is expected the storm will last until Monday.

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Nsw Strata Law And Strata Schemes Management Amendment Act

NSW strata law and Strata schemes management Amendment Act

by

Chris Whelan

Strata title was an innovation in real estate which came up to cope with the growing needs of people to buy property in the urban areas. Strata or strata schemes are basically a community of people sharing the same residential area while owning their independent part or portion popularly known as lots. Apart from these lots there are some common areas and common facilities like the driveways, staircase, gymnasium, swimming pool, open areas which doesn t come under any specific lot.

While buying into a strata property an individual automatically becomes a member of the body corporate or the owner s corporation and along with other lot owners he is involved in developing and maintaining the strata scheme. The Conveyance (strata title) Act 1961 brought about this innovative property ownership which helped the people to legally own their lot in multi storey apartments.

This law is an owner friendly legislature which ensures financial security unlike the company share certificate system. In the previous case the residents had the legal rights to stay in the building but the company held the property rights. Moreover the share certificates were vastly different than the property certificates which are now issued to the strata owners.

The NSW strata law has given the property owners a lot of independence and by sharing certain responsibilities they enjoy a different kind of life style. Some of the new legislatures are as follows

NSW strata scheme management act 1996

NSW strata scheme management regulation 2010

[youtube]http://www.youtube.com/watch?v=__IlYNMdV9E[/youtube]

NSW strata scheme legislation amendment act 2001

NSW community land management regulation 2007

Free hold development act 1973

Lease hold development act 1986

Strata schemes can be a hot bed of litigation and disputes if the residents don t agree with each other and refuse to go by the decisions taken by the Executive committee members. This is the reason why a number of strata management companies are coming up to cope with the needs of different strata schemes.

Each strata scheme has its unique features and different set of by laws. The strata managers have in depth knowledge about the different strata schemes and also about the different Govt. rules and regulations affecting strata type properties. They have enough experience and technical know hows regarding the intricate workings of the Govt. rules and regulations and its correct interpretations.

NSW strata laws are regularly amended to provide better strata living and the knowledge about these are extremely important for any kinds of dispute mitigation.

If we take the example of strata management legislation amendment act 2008 we can see how they enhance the operation and management of strata schemes. This amendment affects the following areas

*Caretakers and building managers

*By laws about parking vehicles on common property

*Proxies and power of attorney

*Building disputes

*Disclosure requirements by the executive committee members

NSW strata laws are pro people legislatures which are amended on a regular basis to improve the quality of lives of people staying in strata type houses.

Christopher Whelan is a Licensed Strata manager at Whelan Property Group Pvt. Ltd. has years of experience in the marketing and trading Strata management.His online and offline knowledge regarding

strata schemes

makes him a great resource of

NSW strata law

australia.

Article Source:

ArticleRich.com

RTÉ’s Eddie Hobbs attracts massive audience

Thursday, August 25, 2005

In Ireland, RTÉ’s new “Rip Off Republic” TV series has attracted a record audience of 667,000 for its second show, making it one of Ireland’s top TV programs. The second show broadcast on Monday 15th August captured 50.5% of all TV viewers in Ireland.

The series which contains four shows broadcast from Dublin City University’s “Helix” centre, aims to expose over pricing and the exploitation of consumers in Ireland. Hosted by financial advisor Eddie Hobbs, the show has attracted huge media commentry, particularly as it has attracted the attention of the governments main party, Fianna Fail.

The main argument against the show has been that it generalises issues and makes exaggerated claims – for example it claimed that restaurants make a 300%+ profit on a typical bottle of wine, leading the viewer to believe that all businesses are making such a profit. This claim has since come under attack by restaurant owners nationwide. Other arguments against the show have stated that while inflation is less than 3%, wage growth is over 6% meaning people are still better off.

The third show will be broadcast on 29th August at 9.30pm on RTÉ One. It will focus on the transport sector in Ireland.

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Category:July 26, 2010

? July 25, 2010
July 27, 2010 ?
July 26

Pages in category “July 26, 2010”

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Colleges offering admission to displaced New Orleans students/LA-ND

See the discussion page for instructions on adding schools to this list and for an alphabetically arranged listing of schools.

Due to the damage by Hurricane Katrina and subsequent flooding, a number of colleges and universities in the New Orleans metropolitan area will not be able to hold classes for the fall 2005 semester. It is estimated that 75,000 to 100,000 students have been displaced. [1]. In response, institutions across the United States and Canada are offering late registration for displaced students so that their academic progress is not unduly delayed. Some are offering free or reduced admission to displaced students. At some universities, especially state universities, this offer is limited to residents of the area.

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Does Your Child Have Touch Sensitivity?

Does it disturb your child when you stroke her face? Does your son need to have all the labels removed from his clothing before he will wear them? Does your child refuse to wear wool because it scratches him? Do you have to battle with your daughter in order to brush her hair?

It could be that your child has a sensory motor integration deficit known as tactile defensiveness or touch sensitivity.

What is Touch Sensitivity?

The sense of touch is essential for normal social and emotional development. It is this system that allows us to make the deepest connections with others. It is through touch that the mother and child bond to each other. We connect most closely with our spouses through touch.

Touch also serves a protective function. It is through tactile discomfort or pain that we realize that things like fire are dangerous. Painful or unpleasant touch experiences tell us to prepare for a physical threat that might require a need to run away or retaliate.

In some people this tactile sensory system is not functioning properly. These people experience pain or distress from touch sensations that other people find non-threatening or even pleasant. These people have sensory integration disorder known as tactile defensiveness or touch sensitivity.

Children with touch sensitivity are often in the state of “red alert”. These children are threatened by sensations that others would see as meaningless. Children with touch sensitivity also experience tactile sensations differently than others. A sensation that we would experience as soft may be painful to them. The result is that often their behavior is affected. Casual contact can cause what others view as extreme and inappropriate reactions. These children may whine cling lash out or run away as a result of normal things in their environment.

Sensory motor integration deficits need not affect a child’s learning ability, but the resulting reaction often does. A child with touch sensitivity is constantly on the defense. He can be emotionally insecure and extremely distractible. This is one of the ways that tactile defensiveness differs from ADD ADHD. ADHD children have difficulty sustaining attention, but they are not more easily distracted than other children. Small stimuli that would not affect an ADHD child who is engaged in an activity, may cause disturb a touch sensitive child.

To give you an idea of how these children experience the world, imagine the feeling you have when someone scrapes his nails along a blackboard, or the feeling you have when you cut your nails too short. This is how a touch sensitive child might experience a warm caress. There is a difference, however. When you cut your nails too short, it bothers you for a while, but the discomfort goes away. If a child is touch sensitive, the discomfort never goes away.

The child may not be able to wear his dress pants because the feel of wool is too uncomfortable to bear. He may not be able to concentrate in school because he is enduring the hardness of the chair or the rush of air blowing on him from the ventilation system. He may be quick to lash out when another child bumps him, because of the perceived attack by the other child. He may be unable to make friends because of the fear of being bumped prevents him from interacting in a normal fashion.

Adults with a sensory integration disorder may have problems in their relationships with their spouses. Normal daily contact may disturb them, and they may avoid physical contact with their spouses even when such contact is appropriate. This desire not to be touched can have a seriously negative impact on a marriage.

What You Might See

Here are some of the things that may indicate that your child is touch sensitive. Your child may be touch sensitive if he:

Reacts strongly to sensations that most people don’t notice.

Tries to avoid tactile experiences.

Is easily distracted because things are touching him.

Insists on having certain textures of clothing.

Makes you cut all the tags and labels out of his clothing.

Won’t eat certain foods because of their texture.

Craves certain sensations the he finds calming, like rocking or firm pressure.

Fights irrationally when you are combing or shampooing his hair, cutting his fingernails, or brushing his teeth.

In adults and children with sensory motor integration deficits the palms of the hands, soles of feet, mouth and tongue are usually most sensitive areas.

Coexisting Disorders

Touch sensitivity is a sensory integration problem. Although this disorder can exist by itself, more often it is part of a constellation of other problems that children have. Children with touch sensitivity often have the following other disorders:

Motor coordination problems

Bed-wetting

Speech and language delays

Hand-eye coordination difficulties

Motor planning difficulties

Allergies

Frequent ear infections

Poor eating habits

Problems with digestion & elimination

Sleep irregularities

High anxiety and emotional insecurity

In addition there are a number of medical disorders that commonly have touch sensitivity as a component. These include: Asperger’s Syndrome

Autism

ADHD

Bipolar Disorder

Down Syndrome

Dyslexia Fetal alcohol syndrome

Fragile X

Learning Disabilities

Obsessive compulsive disorder

Pervasive developmental delay

Selective mutism

Causes

Like so many other disorders of the brain and complex neurological function, we do not know why children and adults have sensory integration disorders. In medicine, when we don’t know the cause of something we like to say that the cause is idiopathic. This is a term which is a term derived from Greek or Latin or some other dead language, which means “we don’t know.”

However as scientists, not knowing something makes us very uncomfortable. Therefore there a number of theories on what causes disturbances in sensory processing. There are at least five competing hypotheses. The most recent research suggests that the abnormality may lie in the cerebellum, the part of the brain that modulates sensory motor activity. There might be something to these theories. However, based upon the review of current literature it seems to me clearly, that the cause of touch sensitivity is idiopathic.

What Should You Do Next?

Touch sensitivity is a sensory motor integration deficit. The goal of treatment is to repair the sensory processing disorder by giving the child a means to develop his or her sensory integration. The goal of therapy is to normalize sensory integration and motor planning by improving the way the nervous system registers and interprets tactile information.

Treatment of touch sensitivity is usually done under the auspices of an occupational therapist. If you feel that your child may have touch sensitivity you should first try to confirm the diagnosis by going to someone who is trained in diagnosing sensory integration problems. You should first consult your pediatrician with your concern and try to get a referral to a Pediatric Occupational Therapy Service for diagnosis and treatment. They will manage your child’s treatment plan and teach you what you can do at home to help your child.

Conclusion

Touch sensitivity is one of a number of sensory motor integration deficits that affect children. It often accompanies other disorders such as ADHD, Bipolar disorder, and other developmental childhood disorders.

I have not seen any statistics, but it seems that sensory integration disorders are fairly common. This condition can be severely handicapping. However, it is possible to treat. If you feel that your child may have this condition, it is definitely in your child’s best interest to have a thorough evaluation by an Occupational therapist trained in sensory integration and motor planning.